For advisors
Become an Oneday advisor.
We're removing the barriers of traditional insurance so advisors can get the best policies for their clients with minimum fuss. Find out how our new insurance culture can help you reach your goals.
Insurance is changing
The market got complicated. Your job shouldn't be.
Customers want the best prices in the shortest time possible, but the fragmented products, systems, and processes of the current marketplace make it challenging to find their perfect policy. What's more, advisors are limited by outdated tools and red tape, preventing their business from taking off.
Insurance works best when advisors feel just as supported as their clients. That's why we built our own insurance products, designed to competitively price individual risk without ever asking for medical exams.
Stay ahead with Oneday
Five reasons advisors switch.
Submit more policies
With a simplified application process, Oneday advisors sell policies easier than ever. Plus, we give your clients flexible payment options, including Interac, Visa Debit, credit card, and direct withdrawal.
No medical exams, no lengthy underwriting
Our competitive insurance products help clients skip medical exams without compromising on price. Once their application is submitted, the underwriting decision comes within 24 hours.
Place more business
Get more clients approved, no matter their age or health. Our flexible underwriting means every applicant aged 18 to 80 receives an offer, so the protection conversation never ends in a decline letter.
Earn what you deserve
On top of tools and tech that help you work faster, we're also proud to offer competitive compensation to all our advisors.
Retain your customers
Advisors get access to our easy-to-use back office system, streamlining the entire process so you can quote, submit, and retain customers with ease.
Advisor questions
Frequently asked questions.
How do insurance advisors partner with Oneday?
At Oneday, we make advisor partnerships seamless and digital. You’ll sign a standard advisor agreement, get credentials to our Oneday Pro advisor platform, and receive training on our systems and products. From there, you can submit applications, track status, quote clients, and earn commissions. We aim to minimize red tape so advisors can focus on clients, not paperwork.
What licensing or credentials do I need to become an Oneday advisor?
To partner with Oneday, you must hold a valid life insurance licence in the province(s) where you operate, issued through the province’s insurance council or regulator, such as the Financial Services Regulatory Authority of Ontario (FSRA). In many provinces, obtaining that licence requires completing the LLQP (Life Licence Qualification Program) and passing provincial exams. We’ll verify your credentials and licence status before granting advisor access.
Which Oneday product lines can advisors sell to their clients?
Advisors working with Oneday can offer the full Open Series: Prime, Plus, Core, and Guaranteed, from our best-priced tier with full coverage from day one, through tiers built for clients with health conditions, to guaranteed acceptance coverage. Eligibility rules and underwriting paths are visible in the advisor portal, so you know which clients fit which tier.
How does the advisor commission / compensation model work with Oneday?
We provide a competitive commission schedule: advisors earn first-year commissions based on the premium amount upon policy issue, plus renewal (trailing) commissions where applicable. Exact rates vary by product, persistency, and province. We also support commission statements and dashboards in our back office so you can monitor performance.
How quickly are advisor-submitted applications processed and decisions delivered?
One of our key differentiators is speed. Advisor-submitted applications receive an underwriting decision within 24 hours, and advisors can monitor status through our portal in real time.
What if a client has a complicated health history?
There is no decline letter at Oneday. Tougher health answers change which tier a client lands in, the amount, the price, and whether a 24-month deferral applies, but every applicant aged 18 to 80 receives a real offer. The advisor portal shows the underwriting path for each case, so you can set expectations with your client before submitting.
Apply now
We're always eager to meet advisors who think different.
Tell us a little about yourself, your licence, your provinces, your years of experience, and why Oneday, so we can get to know you. We'll come back to you with next steps and a walkthrough of the advisor platform.
Email your applicationOr call 1 800 655 2795, or reach out via our contact page.
Find out in 60 seconds if we can cover you.
No email required. Rates are set by your age at application and go up on your birthday, checking today locks in today’s age.
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