Start with our page on no medical exam life insurance in Canada, then go deeper with the guides below.
No. Every applicant aged 18 to 80 in the seven provinces Oneday serves receives an offer, and no health answer removes it. What your answers change, what the guaranteed floor contains, and the three things that genuinely stop an application.
A no medical exam life insurance application in Canada asks 14 plain-language health questions plus your height and weight. What the questions cover, why approximate dates are fine, and the one mistake that costs people later.
Ontario residents aged 18 to 80 can buy $5,000 to $500,000 of life insurance with no medical exam, no blood work and no doctor's note. What it costs, how much coverage your answers open, who regulates it, and how to apply.
No-medical life insurance swaps the medical exam for health questions. Here is how it works in Canada: who qualifies, what it costs, how fast it is, and what the 24-month deferral means.
Guaranteed issue life insurance is coverage you cannot be turned down for. At Oneday it is not a product you buy, it is the floor under every application: $50,000 of permanent coverage to age 50, $25,000 from 51 to 80.
Simplified issue life insurance is life insurance you buy by answering health questions instead of taking a medical exam. No blood work, no doctor’s visit, and a decision within 24 hours. Here is what it costs, how much coverage you can get, and what a 24-month deferral actually means.
No email required. Rates are set by your age at application and go up on your birthday, checking today locks in today’s age.
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